Finance

Appliance Planet are now offering finance on all orders over £400. With our credit partner V12 this service should make it easier for our customers to spread the payments on the considerable investment that comes with buying home appliances. If you have any questions simply contact us with your query.

Finance Products

Here is an example of the finance products we offer. Please note: This is an example only. To get exact figures for your order make sure your basket total is over £400 and then click on the You Have Qualified For Credit link on the basket page.

Option 1: Buy Now Pay Later in 9 Months)		Option 2 - 36 Months Classic Credit (19.9% APR)
Here's How It Works: We take a 10% Deposit £39 Admin fee payable to V12 Pay nothing more for 9 Months Pay the balance at the end of the 9th month. You pay No Interest		Here's How It Works: We take a 10% Deposit Pay 36 Monthly Payments Interest Charged at 19.9% APR
Summary quotation: (assuming full & final settlement in the 9th month)		Summary quotation:
Total Order Value:	£1,188.00	Total Order Value:	£1,188.00
Deposit(Taken From Your Card Now):	£118.80	Deposit(Taken From Your Card Now):	£118.80
V12 Arrangement Fee:	£39	36 monthly payments of:	£38.81
Final balance payment in full on 9th Month:	£1,069.20	Amount Repayable	£1,516.03
Interest Charges:	£0.00
Amount repayable:	£1,217
If you do not pay the balance in the 9th month you will pay: 39 monthly payments at £48.91. The total payable will be £2,026.10 (29.8% APR)

Procedure

1) Fill in our checkout form with the finance box checked and click submit.
2) You will then be forwarded to the V12 Finance secure site for the credit application. You should receive a response to the credit application within 15 minutes.
3) Print off the credit agreement, sign and send back to V12. This completes the agreement.
4) We will be electronically informed by V12 and can then dispatch your order.
5) Your agreement will be activated and the first re-payment will be generated by direct debit one calendar month later.
With our partners at V12 we use the latest technology to avoid any delay to your order caused by the Finance application.

Frequently Asked Questions

What is financing?
We are committed to offering the very best products money can buy with the most convenient ways of paying for your goods. Financing is a convenient way of purchasing your goods with a minimum outlay and spreading the cost over a period of time that is convenient to you.
Who is eligible?
To apply for financing you must be aged between 18 and 75, work at least 16 hours a week or disabled/retired with an income. Homemakers are not excluded either and can apply under their own names but we will require their spouses employment details. You must also be a resident of the UK and have lived here for at least 3 years.
How can I apply?
Applying for financing couldn't be easier or more convenient. After you have selected your purchases, all that is required is to fill out a simple on-line application form and we will do the rest.
When will i know if my application for financing has been approved?
In the majority of cases, we can provide you with a decision within a matter of minutes. Should you decide to apply outside of our operational hours, Monday to Friday 9am - 5pm, Saturday 9am - 5pm, we will endeavour to provide you with a response the next working day.
Once my application has been approved, what happens next?
Firstly, as soon as your application has been approved, we will send you an email confirming your approval. The email will contain instructions on how you can download your credit agreement so you can print it. Alternatively, We can send you an agreement, along with our terms and conditions in the post. Once you have signed and returned the agreement, we will release your goods for shipment immediately. Please note, if you cancel your V12 agreement after two weeks of acceptance, an administration fee of £28 will be charged.
What if i require any further assistance?
For any further information you may require on the finance related part of your application, we have set-up a Finance help-line for your convenience. This help-line is manned Monday to Friday 9am - 5pm. Please call 0870 758 1212 calls are charged at national rate.